Life Cover

Having had a life insurance claim myself, I’m passionate about ensuring that you get the flexibility you need when you choose life insurance through me. In most cases, you’d also benefit from having health insurance and/or trauma insurance as well when you buy life insurance; they go hand-in-hand and give you so much more flexibility when the worst happens. (By the way, trauma insurance is a one-off payment which you can use while recovering from a major health event – I’ve had personal experience of this also. Another type of health-related insurance we provide is total and permanent disability insurance, which is focused on providing a lump sum payment in relation to any illness or accident which might result in long-term or permanent disability).

Benefits

Your life insurance (and/or health, trauma and total and permanent disability insurance payouts) will provide you and your family with the financial certainty and support you need, whether that’s while you’re still around or if you’ve passed away. These types of insurance provide financial support so that you and/or your family’s lifestyle, goals and activities don’t need to change while you or a family member is ill or if you or a family member dies. You and/or your family can continue living comfortably and focus on the future without the worry of debts or loss of assets.

These benefits include being able to

stay in the family home – pay the mortgage, buy a home or continue covering the rent
keep the kids at their school and make future education plans
cover ongoing day-to-day living expenses
make lifestyle changes to focus on recovery, such as reducing your work hours, taking time off work or taking a holiday to reduce stress (you might like to check out our income protection insurance also)
reduce debt
pay for private medical costs, buy specialised equipment, pay for home modifications, provide additional care during any remaining months
create an investment fund to generate ongoing income
assist with the cost of running or restructuring any business you own (ask about our business insurance if you’d like even more cover in relation to this aspect).

Contact

Want to find out more? Get in touch with us today! We can arrange a time to meet up and discuss your best options, no obligations.