Medical
I know from my own experience how limiting having only life cover can be, so that’s why I’m keen to make sure that you consider buying life insurance and/or trauma insurance when you buy health insurance. They go hand-in-hand and give you so much more flexibility when the worst happens.
(By the way, trauma insurance is a one-off payment which you can use while recovering from a major health event – I’ve had personal experience of this also. Another type of health-related insurance we provide is total and permanent disability insurance, which is focused on providing a lump sum payment in relation to any illness or accident which might result in long-term or permanent disability).
Did you know that 85 per cent of approved medical drugs are not funded in the public system? Or that there are only three health insurers that cover all approved drugs in New Zealand? Adequate health insurance is crucial if you are to get what you need without worrying about how to pay for it or languishing on a public health waiting list when you need an operation.
Some of the benefits of health insurance can provide you with include being able to
- pay specialists’ fees, medication costs, private medical services
- pay for and access private medical services such as specialist health care and surgery much more easily, instead of relying on the public health system to fit you in
- make lifestyle changes to focus on recovery, such as reducing your hours, taking time off work (if you own/run a business, you might also like to check out our targeted business insurance products too)
- buy specialised equipment, pay for home modifications, pay for any additional care.
Contact
Want to find out more? Get in touch with us today! We can arrange a time to meet up and discuss your best options, no obligations.
