Trauma Cover Insurance

Carey Financial Services

Trauma Cover Insurance Experts Waikato

Trauma insurance allows access to a one-off lump sum payment if you have a major health or injury event; it certainly came in handy when I needed to claim on my own trauma policy in the past. That experience showed me how important it is to consider buying life insurance and/or health insurance when you buy trauma insurance; they go hand-in-hand and give you so much more flexibility when the worst happens.

Trauma cover provides you with a lump sum payment if you suffer one of the Covered Conditions (serious and/or potentially life-threatening, for example, injury, heart attack, cancer etc). These events can destroy financial health in a moment. Trauma insurance is focused on covering a temporary recovery period following a major health or injury event. If you feel you need coverage for any illness or accident which might result in long-term or permanent disability – you might need total and permanent disability insurance also.

Trauma insurance provides you with the financial certainty and support you need so you and/or your family can continue to live the type of life you planned, without the worry of debts or loss of assets.

Benefits

As with life and health insurance, some of the benefits trauma insurance can provide you with include being able to:

  • stay in the family home – pay the mortgage, buy a home or continue covering the rent
  • keep the kids at their school and make future education plans
  • cover ongoing day-to-day living expenses
  • make lifestyle changes to focus on recovery, reducing your work hours, taking time off work or taking a holiday to reduce stress (you might like to check out our income protection insurance too)
  • reduce debt
  • pay for private medical costs, buy specialised equipment, pay for home modifications, provide additional care
  • create an investment fund to generate ongoing income
    assist with the cost of running or restructuring any business you own (ask about our business insurance if you’d like even more cover in relation to this aspect).

Did you know?

The average age of a trauma claim is 41. No-one is bulletproof.

Want to learn more about trauma insurance?

Get in touch for a free consultation. We can arrange a time to meet up and discuss your best options, no obligations.

Book a free consultation

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Please note preferred time and date is subject to availability, we will contact you to confirm your booking.